Hints About Buying Cars |
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Remember... Before Visiting the Dealership:* Evaluate your financial situation and determine how much you can afford to pay each month. A longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same) Ð but will result in more money paid over time on your contract. * Determine the price range of the vehicle you're thinking of buying. Check newspaper ads, the Internet, and other publications. * Understand the value and cost of optional credit insurance if you agree to purchase. * Know the difference between buying and leasing a vehicle. * Be aware that your credit history may affect the finance rate you are able to negotiate. Generally, you'll be able to get a lower rate if you've paid your monthly credit obligations on time. * Compare annual percentage rates and financing terms from multiple finance sources such as a bank, finance company and credit union. This information may also be available from the finance sources' and vehicle manufacturers' Web sites.
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Sunday, September 5, 2010
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