Hints About Buying Cars |
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Dealers typically sell your loan contract to an assignee, such as a bank, finance company or credit union. The dealership submits your credit application to one or more of these potential assignees to determine their willingness to purchase your contract from the dealer.
These finance companies or other potential assignees will usually evaluate your credit application using automated techniques such as credit scoring, where a variety of factors, like your credit history, length of employment, income and expenses may be weighted and scored. Its a good idea to get a copy of your credit report before applying for a car loan.
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Sunday, September 5, 2010
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